Showing posts from January, 2022

Automatically run commands on SSH login

Example: Host g   HostName   User goyun   RequestTTY force   RemoteCommand wsl bash -i It will execute the RemoteCommand after ssh connection.

Auto Marketing Company Banned from Industry Under FTC Order

Commission unanimously finds Traffic Jam Events violated the law with false claims about affiliation with government stimulus program and deceptive prize mailings A marketing services company and its owner will be banned from the auto industry under an Order issued by the Federal Trade Commission after the Commission found that they illegally misled consumers to believe their websites were affiliated with a government stimulus program and sent consumers deceptive mailings about prizes they had supposedly won. In an opinion  and order   issued in October, the Commission ruled that Traffic Jam Events, Inc. and its owner, David J. Jeansonne, II, violated both the FTC Act and the Truth in Lending Act (TILA). The Commission concluded the company’s practices were deceptive and unfair to consumers in multiple ways. The Commission found that the company sent numerous misleading mailings to entice consumers to auto sales sites by suggesting that these sites were affiliated with a government CO

Options are financial instruments which derive their value from underlying asset such as stocks.

Options give buyers the right, but not the obligation, to buy or sell an underlying asset at an agreed-upon price and date.

Windows 10 Startup Folder

Step 1: Right-click on the program you'd like to add. Then click Create shortcut to create a shortcut for the program. Step 2: Press ‘ Windows+R ’ to launch Command dialog, type 'shell:startup' and hit the Enter key to open the personal. Step 3: Select the program shortcut you want to add to Startup, copy the shortcut to the startup folder

How to create a virtual desktop in Windows 11

To create a virtual desktop, you should click the + icon next to Desktop 1.  By default, the Task View button is added to Taskbar but sometimes it is hidden. In this case, you need to enable this button. Just right-click Windows 11 Taskbar, choose Taskbar settings and then switch the toggle of Task View to On.

Windows 10 virtual desktops lets you create multiple, separate desktops that each can display different open windows and apps.

A simple use for this might be keeping work separate from personal stuff. You could also put all the items that relate to a specific task on one desktop, so that you can better focus on that task.

Install Firefox on Ubuntu From Command line

sudo apt-get install firefox -y

OpenSSH on Windows

OpenSSH is a connectivity tool for remote login that uses the SSH protocol. It encrypts all traffic between client and server to eliminate eavesdropping, connection hijacking, and other attacks. An OpenSSH-compatible client can be used to connect to Windows Server and Windows client devices.

Your private key files are the equivalent of a password.

You should protect them under any and all circumstances. If someone acquires your private key, they can log in to any SSH server as an identity that authorizes the corresponding public key to log in.

FTC Finds Huge Surge in Consumer Reports about Losing Money To Scams Initiated Through Social Media

About one fourth of all fraud losses reported to the FTC stem from scams that consumers said originated on social media Consumers in 2021 reported losing about $770 million to fraud initiated on social media—about one fourth of all reported fraud losses for the year and an 18-fold increase from 2017, according to the Federal Trade Commission’s latest Consumer Protection Data Spotlight . Of those who reported losing money to fraud in 2021, more than 95,000 indicated that they were first contacted on social media—more than twice the 2020 number. Investment scams topped the list of total reported dollar losses, followed by romance scams. The largest number of reports came from people who lost money to online shopping scams. Most of the reports about online shopping scams involved someone who ordered a product they saw marketed on social media that never arrived. Consumers who listed the social media platform where the undelivered products were marketed most often named Facebook or Insta

You will not be able to claim any tax credit for US withholding taxes on stock held in your TFSA.

U.S. stocks held in a TFSA are subject to a 15 percent withholding tax on dividends. All Canadian investments held in a TFSA are not taxed when withdrawn, nor are the gains made on these investments taxed. However, this does not apply to U.S. stocks held in a TFSA. 

Remaining Defendants Banned from Providing Student Loan Debt Relief Services in Settlements with FTC

The remaining defendants in a deceptive student loan debt relief scheme are permanently banned from providing all student loan debt relief products and services in settlements with the Federal Trade Commission. The settlements with Jay Singh, the two corporate defendants he controls, and seven other corporate entities resolve charges the FTC in brought in November 2019 against these and other defendants alleging that they lured borrowers by using fraudulent ads, pretending to be affiliated with the Department of Education, and promising to reduce or even eliminate consumers’ monthly student loan payments and principal balances in exchange for illegal upfront and monthly fees. The stipulated order against Singh, American Financial Support Services Inc., and US Financial Freedom Center   includes a monetary judgment of $7,557,001.10, which was partially suspended due to an inability to pay after the payment of $743,386.00.  The stipulated order against the Arete Financial Group and

FTC Returns More Than $3.7 Million To Consumers Harmed by Online Lender Avant

The Federal Trade Commission is returning more than $3.7 million to consumers who lost money because of unfair and deceptive loan servicing practices by online lender Avant, LLC. The FTC sued Avant in April 2019 , alleging that the company falsely advertised that it would accept payments by credit or debit cards, when in fact it did not. This often resulted in customers being charged additional interest on their loans as they tried to arrange a different form of payment. The FTC also alleged that the company withdrew money from customers’ bank accounts or charged their credit cards without authorization, failed to properly and timely credit payments made by check, provided deceptive payoff quotes to customers, and tried to collect more money than the quoted payoff amount. The FTC is sending checks to 17,367 consumers who were harmed by Avant’s practices. The average payment amount is $216. People who receive checks should deposit or cash them within 90 days, as indicated on the ch

FTC Marks Identity Theft Awareness Week for 2022 January 31-February 4

The Federal Trade Commission will mark 2022’s Identity Theft Awareness Week January 31-February 4 with a series of free events focused on trending issues in identity theft, including how to reduce your risk of identity theft and recover if it occurs. Identity theft happens when someone uses your personal or financial information — like your Social Security or financial account number — to commit fraud. The FTC will kick things off early with a webinar on January 25 featuring experts from the FTC and Department of Veterans Affairs who will discuss identity theft and privacy concerns that directly impact veterans and their families. Identity Theft Awareness Week will formally begin on January 31 with a Facebook Live discussion on impersonators and identity theft. It will end February 4 with a Twitter chat recapping identity theft trends, advice, and recovery guidance discussed during the week. Find the full list of events on the FTC’s Identity Theft Awareness Week page . At Thursday’s

What is a SPAC - special purpose acquisition company?

A SPAC, or a special purpose acquisition company, is a publicly traded blank check company that serves as a conduit to bring a private company to the public markets. It does not have any operations and solely raises capital in pursuit of a merger with a private company. 

With Omicron Variant on the Rise, FTC Orders More Marketers to Stop Falsely Claiming Their Products Can Effectively Prevent or Treat COVID-19

Commission targets deceptive and misleading ads placed on social media platforms, including posts from multi-level marketing companies and their distributors The Federal Trade Commission ordered more than 20 marketers nationwide to immediately stop making baseless claims that their products and supposed therapies can treat or prevent COVID-19. In cease-and-desist demands sent to these marketers, the agency noted that violators could be hit with monetary penalties under the COVID-19 Consumer Protection Act passed by Congress last year. The cease-and-desist demands are the latest action in the FTC’s continued fight against fraudsters attempting to take advantage of ongoing coronavirus concerns, including those related to the Omicron variant. “Americans are still suffering from the COVID-19 pandemic, and scammers are still taking advantage of them by making false claims about cures and treatments,” said Samuel Levine, Director of the FTC’s Bureau of Consumer Protection. “Our efforts

FTC Returns More Than $10 Million to Consumers Who Paid Hidden Fees to LendingClub

FTC also notifies additional consumers to apply for refunds The Federal Trade Commission is returning more than $10 million to consumers who were charged undisclosed fees by online lender LendingClub Corporation. The FTC is distributing refunds directly to more than 15,000 LendingClub customers and encouraging additional LendingClub customers to apply for refunds. The FTC sued LendingClub in April 2018 , charging that the company falsely promised loan applicants that they would receive a specific loan amount with “no hidden fees,” when in reality the company deducted hundreds or even thousands of dollars in hidden up-front fees from the loans. The FTC also alleged that LendingClub told consumers they were approved for loans when they were not and took money from consumers’ bank accounts without authorization. The FTC is sending refunds via PayPal to 15,748 LendingClub customers who complained to the company or the FTC about the hidden fees. Recipients have until February 16, 2022

In Response to FTC Charges, Dun & Bradstreet to Clean Up Small Business Credit Reporting Process and Refund Customers

D&B deceived businesses about value of products and failed to correct errors on business credit reports, complaint alleges To settle Federal Trade Commission charges   that it engaged in deceptive and unfair practices, Dun & Bradstreet (D&B) has agreed to an order requiring substantial changes in the firm’s operations that will benefit small- and mid-sized businesses. Under the proposed order , D&B will also provide refunds to certain businesses that purchased the company’s products in the belief that using the products would improve their business credit scores and ratings. D&B is a leading provider of business credit reports, which can impact firms’ ability to build relationships with vendors and other counterparties. But many businesses have complained of errors in these reports that have cost them time, expense, and opportunities. As detailed in the FTC’s administrative complaint, D&B failed to give these businesses a clear, consistent, and reliable process

Lead Generator that Deceptively Solicited Loan Applications from Millions of Consumers and Indiscriminately Shared Sensitive Info Agrees to Pay $1.5 Million FTC Penalty

ITMedia will face restrictions on sale and use of consumer data as a result of FTC lawsuit A lead generation company that collected sensitive information from millions of consumers under the guise of connecting them with lenders will pay $1.5 million in civil penalties and face restrictions on their operations as a result of a Federal Trade Commission lawsuit. The FTC’s complaint   alleges that since at least 2012, ITMedia Solutions LLC, a number of affiliate companies, and their owners and officers have operated hundreds of websites that were designed to entice consumers into sharing their most sensitive financial information—including their Social Security numbers and bank account information. The defendants sold that information to marketing companies and others without regard for how the information would be used, according to the complaint. “ITMedia tricked millions of people into giving up sensitive financial information and then sold it to companies that were not making loans,”

FTC Publishes Inflation-Adjusted Civil Penalty Amounts for 2022

The Federal Trade Commission has adjusted the maximum civil penalty dollar amounts for violations of 16 provisions of law the agency enforces, as required by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015. The Act directs agencies to implement annual inflation adjustments based on a prescribed formula. The new maximum civil penalty amounts will take effect once they are published in the Federal Register. The maximum civil penalty amount has increased from $43,792 to $46,517 for violations of Sections 5(l), 5(m)(1)(A), and 5(m)(1)(B) of the FTC Act, 7A(g)(l) of the Clayton Act and Section 525(b) of the Energy Policy and Conservation Act. It has increased from $576 to $612 for violations of Section 10 of the FTC Act. The maximum civil penalty amount has increased from $1,246,249 to $1,323,791 for violations of Section 814(a) of the Energy Independence and Security Act of 2007. The maximum civil penalty amounts for other law violations within the agency’s j

FTC Issues Biennial Report to Congress on the National Do Not Call Registry

In FY 2021, the FTC received more than five million complaints and 2.8 million new numbers were added to the DNC Registry The Federal Trade Commission issued its biennial report to Congress on the National Do Not Call (DNC) Registry. The new report details the number of consumers – now totaling more than 244 million – who have placed their telephone numbers on the Registry over the past two years. It also states the FTC received more than five million Do Not Call complaints in fiscal year (FY) 2021 , with people overwhelmingly reporting these violations came via robocalls, as opposed to live telemarketing. Imposter scam and warranty protection scam calls led list of commonly reported call topics in FY 2021, followed by calls related to reducing debt and medical needs and prescriptions. Since the pandemic began, the FTC has received more than 18,000 COVID-related Do Not Call complaints, according to the report. In response to the consistently high number of complaints from the public

Buy US-listed ETFs in an RRSP account

You can avoid US withholding taxes on US-listed ETFs held in an RRSP.